Most employers renew their health plan every year without ever seeing what's underneath. In under 5 minutes, our AI-powered diagnostic uncovers the structural cost drivers, governance gaps, and hidden risk your broker may never surface.
Start Your Free AssessmentNo login required. No obligation. Takes less than 5 minutes.
The Problem
Health benefits are typically the second-largest line item on your P&L. Yet most employers have less visibility into their plan structure than they do into their office supply budget.
Renewal increases feel random because you don't have the structural data to predict or challenge them. Your broker presents the number — you accept it.
Who controls your plan data? Who negotiates your rates? If you can't answer these questions in 10 seconds, you have a governance problem.
Your current broker built the plan. Asking them to audit it is like asking the architect to inspect their own building. You need an independent structural review.
How It Works
Simple questions about your plan size, funding model, carrier, and recent renewal. No documents needed — just what you know off the top of your head.
~2 minutesOur AI engine analyzes your responses against structural benchmarks to identify cost volatility risk, governance maturity, and plan control gaps.
InstantA downloadable executive report with structural observations, risk implications, and a clear recommended next step — specific to your plan.
~1 minute to reviewWhat You'll Receive
Every employer who completes the assessment receives a personalized diagnostic report. No strings attached.
Understand how exposed your plan is to unpredictable renewal increases based on your current funding model and plan structure.
A clear-eyed assessment of whether your current plan governance structure gives you control — or keeps you in the dark.
Identification of specific cost drivers and governance gaps that are likely increasing your total cost of risk year over year.
A specific, actionable recommendation — not a vague "let's schedule a call." You'll know exactly what move to make and why it matters.
A professional executive brief you can share with your CFO, board, or benefits committee. Formatted for decision-makers.
If the findings warrant it, you can digitally authorize Demand Benefits to act on your behalf — directly from the report. No paperwork, no follow-up calls.
Built for Decision-Makers
This tool was designed for HR leaders, CFOs, and business owners who want clarity before commitment. No login, no data collection, no obligation.
What Employers Are Saying
"We thought our plan was fine. The diagnostic showed us three structural issues our broker never mentioned — and we saved $180K on our next renewal by addressing them."
Manufacturing Company, 300 Employees
Ready?
Six questions. One intelligence brief. Zero obligation.
Start Your Free Assessment